Fraudulent accounts opened under your credit by someone else. The company has a 4.4-star average rating across more than 1,100 Google reviews, with the majority of reviewers praising the companys responsiveness, professionalism, and results. Headquartered in New Jersey, the company is considered reliable and enjoys a good standing. You also get disputes for bankruptcies and repossessions. Additionally, looking at customer reviews shows that Lexington Law has significantly more negative reviews than Credit Saint. However, their number of years in business, excellent BBB rating, and good customer reviews suggest that they are effective in credit repair and one of the best companies in the business. Pay For Delete Letter Template For Credit Repair, Sky Blue Credit vs Credit Saint: Best Credit Repair Companies. On the downside, it is not a 100% guarantee. In this highlighted review, the client complained about not seeing any removal but getting charged for the service. Which tax relief service is right for you? In addition to credit repair services, the company also provides credit monitoring, educational resources, and a credit app so you can monitor your account progress from your phone. SimpleMoneyLyfe Credit Saint vs. Lexington Law: Who is Better? One-time fees range from $19 to $195, and monthly fees from $29 to $159.95. But if you have a lot more to spend, you may get more value by choosing Lexington Laws Advanced package. Of the two companies, Credit Saint has a much better reputation overall than Lexington Law for credit repair services. Most Credit Saint credit repair reviews agree that the company can help you solve this issue as it offers identity theft protection with repair services. The Credit Pros Review: Best Credit Repair Company? The amount of time it will take to see an improvement in your credit score will depend on your particular circumstances. While Lexington Law does leverage in-house legal expertise, it is currently facing a class action law suit by the Consumer Financial Protection Bureau (CFPB). These things suggest the companys customer service pleases its customers. So, if you require more advanced credit repair options, then review Concord Premier and PremierPlus. Other than that, you still get all the extra features available on the Clean Slate package. Regarding customer service, Lexington Law has many more complaints lodged against them than Credit Saint does. The company offers excellent customer support and the agents are very friendly. Our stance is that its a great company to work with and most Credit Saint reviews from past customers validate this position. In today's economy, everyone's got a side hustle, from making crafts to sell on Etsy to delivering people's takeout meals. The results are processed in order to detect spammy and fake feedback. REVIEWED BY Brad Blanchard | September 12, 2022 November 4, 2022. This process takes time, and you certainly do not want to take a shortcut. Now that said, Credit Saint is accredited and has an A- rating. Clean Slate Most services state that you'll see negative items removed from your credit history within the first 90 days. Every day, credit reports are pulled by companies and assessed as ways of determining eligibility for mortgages, credit cards, car loans, and many other financial situations. This is one of the biggest misconceptions with the credit repair industry. Lexington Law firm is another large and well-known credit repair agency that offers similar services to Credit Saint. In business since 2004,Credit Sainthas been helping people repair their credit for nearly two decades, making it one of the oldest credit repair companies in the industry. If the total is suspiciously low, Sky Blue Credit Repair can help you restore it. Clean Slate At $119.99 per month, the Clean Slate package isCredit Saints flagship level of service. Both services are trusted leaders in the credit repair industry and are known for delivering reliable services. Its important to note that Lexington Law disputes the CFPBs allegations and has filed a motion to dismiss the lawsuit. Of course, as with anything, different aspects of each company will appeal to different clients, so you should always individually weigh the pros and cons of both Credit Saint and Lexington Law before deciding which one would work best for you and your credit repair needs. However, in our opinion, the best bang for your buck is Credit Saint. They recognize that each consumer brings a unique situation, which is why Lexington Law offers tailored services to meet your credit needs. Who wins the Credit saint vs. Lexington law pricing war? How To Remove a Repossession From Your Credit Report, 550 Credit Score: Understanding Your Score and How to Fix It. How have the two services performed when it comes to the level of customer care? Lexington Law utilizes digital partnerships and patented technology to minimize their reliance on snail mail. On their BBB.org page, the company responds to complaints within five business days at most. You will access FICO score updates, cease & desist letters, ID protection, personal finance tools, and mobile apps. You shouldn't expect miraculous, rapid increases in your credit score - most credit repair processes result in a modest increase of about 40 points, though some may bring you up by 100 points or more - but it could be what makes the difference for your financial goals and credit needs. Here is a few list of features included in this plan: As you can see, this package is loaded with helpful features. And a credit repair company may come to the rescue. Sometimes. Both Credit Saint and Lexington Law have ways for customers to reach them by phone or email and actively respond to their customers to provide service. $600 child tax credit is central to Healeys new tax relief package. The credit repair department at Lexington Law was founded in 2004 and has serviced over 8.7 million clients. A quick 30-minute phone call with either a Lexington Law or Credit Saint representative could save you hundreds of dollars. Lexington Law has a YouTube page where they regularly publish client testimonials and short videos on various credit repair topics. Credit Saint receives a consistent A+ BBB rating, and scores a high customer satisfaction rating, probably because of its transparent pricing. They state that their online challenges are much faster as they will receive your request sooner than if you send a physical letter. How does this package stack up to Credit Saints Credit Remodel package? This engagement demonstrates that they do care about addressing concerns and remedying issues. With Clean Slate, you get unlimited challenges to all three credit bureaus, inquiry targeting, score analysis, creditor interventions, score tracker, Experian monitoring, and cease & desist letters. Where can you find the best Moving Company? You can trust that when you read any article on Credit Weld, the interest of the reader comes first and the information provided leads to one goal: Improving your credit for life. With this package, they will dispute up to 5 inaccurately reported items on your credit report. They also have mobile apps for easier progress tracking. Its tough to state which credit repair service is better because what appeals to one person may not necessarily appeal to another. The company appears to be doing well in this department. When you sign up for an account, youll work with credit repair specialists, paralegals, and lawyers. Overall, the process takes as long as needed to remove as many negative items from your report as possible. On the other hand, there are companies that don't deliver what they promise. Free consultation and 90-day money-back guarantee. Sky blue charges up front. Creditrepair.com maintains an advantage when it comes to tools and technology. Credit Saint is a repair company that was established in 2004 with the sole purpose of helping Americans fix their shaky credit histories.. This means there are more than 40 million reports to take care of. Well, there are no significant differences. If youre interested in Lexington Laws services, you should be aware of pending litigation involving the company. Lexington Law will: As we said, this is a basic package. Online doctors, whose services are often referred to as telemedicine or telehealth, are a convenient and accessible way for patients to receive Where can you find the best Stress Relief? Most of the actions taken on your behalf by a credit repair service can be done on your own. On their website, they claim most customers stay with them for 6 months. It doesnt include inquiry targeting, so the firm will not help in disputing hard inquiries. Its better to have a response than to have your complaint ignored entirely. For instance, you can check reviews on Credit Saint on Google Reviews. When choosing a credit repair company to work with, there are a few things you need to consider. Credit bureaus have innovated online disputes. Lexington Law does not publish this fee on its company website, and customers must consult directly with the company to determine the cost. Credit Saint vs Lexington Law vs Sky Blue vs CreditRepair.com vs Ovation 2022 CREDIT S2E216 5,446 views Jul 16, 2021 121 Dislike Share The Awesome S'witty Kiwi Show Credit Saint vs. Their inquiry assistance program will help you remove late payments, judgements, and other negative items from your credit report. includes everything in the Credit Polish plan but adds the additional value of inquiry targeting and up to 10 challenges to the three credit bureaus every dispute cycle. Most clients see a 40-point increase in their credit score in six months. We may receive compensation (at no cost to you) when you click on links to those products. Finally, our readers comes first. There is a one-time $195 sign-up fee, and then youll pay $119.99 every month youre enrolled. 8.2 million removals and 26+ million challenges and disputes since 2012. The biggest determinant of how fast items will be removed from your credit report is not the company you select. So far, over 1,000 people have left comments and they maintain a 4.4/5 rating. This team of legal professionals is known for solving the most complex credit problems. Are you looking to move somewhere new? Credit Saint states that theClean Slate Planis the most popular option of the three credit repair services they offer. This package is more hands-on and gives the customer more control over the entire credit repair process. The firm offers 3 credit repair plans to suit different needs, along with a 90-day money back guarantee. There is no quick fix. Credit repair involves reviewing your credit report, identifying negative items, and creating a clear action plan. Its a great place to see their office photos too. Both companies are careful to note that its hard to know how long it will take to see results with their services, and Lexington Law correctly states that its illegal for any credit repair company to guarantee results. Today, they continue offering technology-supported credit repair services thanks to their partnership with Progrexion Holding. Most customers begin to see results within 45 days but it can take two cycles (90 days) for some complex cases. Credit Saint has received the best reviews of pretty much any credit repair company in the business due to their strong reputation. Unlike most credit repair companies,Lexington Lawis both a credit repair company and an actual law firm. The Lexington Law firm provides three pricing options: Compared to Credit Saints Clean Slate plan, the Advanced plan certainly has more features, and its only going to cost you $129.95, about $10 more. Top Products. Most companies train their customer representatives to offer professional credit rebuilding guidance to customers. While it is pretty reliable and popular, it doesnt have a very good BBB rating, unlike Credit Saint. Based on our analysis of both companies customer ratings, pricing, educational resources, and speed of service, we thinkCredit Saintcomes out on top. Credit Saint has a better basic package as it includes the score tracker and score analysis. Credit Saint is the oldest credit repair company in the industry. Lexington Law is one of Credit Saints major competitors. In addition, there is a big different in the BBB ratings of Credit Saint vs. Lexington Law. Additionally, Credit Saint has not been involved in any lawsuits brought about by disgruntled customers or the Consumer Financial Protection Bureau (CFPB). Credit repair involves identifying issues with your credit report, Our Ovation Credit review 2022 reaffirms the companys commitment to personalized credit repair. Both companies have been in business for several years and offer quite a bit in terms of credit repair services and additional services. They have two affordable packages, going for $79 and $109 per month. in-depth review of Lexington Law, click here. Fast Facts Fees: $79 per month, plus a one-time fee of $99 Highlight: 90-day money-back guarantee This plan costs customers $139.95/month. The company works by first thoroughly reviewing your credit report and identifying which of the items on there do damage to your credit score.